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Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 Sample Questions:
1. A health maintenance organization (HMO) must provide coverage for all of the following EXCEPT:
A) Well-baby or well-child care
B) Routine physical examinations
C) Emergency services
D) Dental and vision care
2. The typical group disability income insurance policy EXCLUDES coverage for disability resulting from:
A) Military service
B) Injuries occurring in the home
C) Commercial airline crashes
D) Automobile accidents
3. An insurance producer's license may be suspended or revoked by:
A) The appointing insurer
B) The Maryland Insurance Administration
C) The continuing education course provider
D) The Attorney General
4. If an individual's occupation is considered to be illegal:
A) It may require a waiver on a disability income insurance policy
B) It must be stated as such on an accident and health insurance application
C) It results in a substandard rating on an accident and health insurance policy
D) It may result in a denial of a disability income claim
5. Disability income insurance premiums are a deductible expense when the premiums are paid by:
A) A corporation for group disability income coverage for the employees
B) An employee for group disability income coverage
C) An insured for individual disability income coverage
D) A partnership for group disability income coverage for the partners
Solutions:
Question # 1 Answer: D | Question # 2 Answer: A | Question # 3 Answer: B | Question # 4 Answer: D | Question # 5 Answer: A |

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