Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer Q&A - in .pdf

  • Accident-and-Health-or-Sickness-Producer pdf
  • Exam Code: Accident-and-Health-or-Sickness-Producer
  • Exam Name: MarylandAccident and Health or Sickness Producer Series 20-24 Exam
  • Updated: Sep 05, 2025
  • Q & A: 92 Questions and Answers
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  • Updated: Sep 05, 2025
  • Q & A: 92 Questions and Answers
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  • Exam Code: Accident-and-Health-or-Sickness-Producer
  • Exam Name: MarylandAccident and Health or Sickness Producer Series 20-24 Exam
  • Updated: Sep 05, 2025
  • Q & A: 92 Questions and Answers
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Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 Sample Questions:

1. A health maintenance organization (HMO) must provide coverage for all of the following EXCEPT:

A) Well-baby or well-child care
B) Routine physical examinations
C) Emergency services
D) Dental and vision care


2. The typical group disability income insurance policy EXCLUDES coverage for disability resulting from:

A) Military service
B) Injuries occurring in the home
C) Commercial airline crashes
D) Automobile accidents


3. An insurance producer's license may be suspended or revoked by:

A) The appointing insurer
B) The Maryland Insurance Administration
C) The continuing education course provider
D) The Attorney General


4. If an individual's occupation is considered to be illegal:

A) It may require a waiver on a disability income insurance policy
B) It must be stated as such on an accident and health insurance application
C) It results in a substandard rating on an accident and health insurance policy
D) It may result in a denial of a disability income claim


5. Disability income insurance premiums are a deductible expense when the premiums are paid by:

A) A corporation for group disability income coverage for the employees
B) An employee for group disability income coverage
C) An insured for individual disability income coverage
D) A partnership for group disability income coverage for the partners


Solutions:

Question # 1
Answer: D
Question # 2
Answer: A
Question # 3
Answer: B
Question # 4
Answer: D
Question # 5
Answer: A

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